Protecting My Family is about more than insurance—it is about creating security, confidence, and peace of mind for the people who matter most.
Every family has different needs. Some need protection from the loss of income. Some need help preparing for future healthcare costs. Others want to make sure their loved ones are not left with financial burdens.
The right insurance strategy can help protect your family’s financial security today and provide confidence for tomorrow.
Why Protecting Your Family Matters to Me
When I was 12 years old, my father passed away at only 50 years old. He didn’t have enough life insurance.
My mother was left to raise four children while trying to make ends meet. I had to grow up quickly and take on responsibilities no child should have to face.
That experience stayed with me throughout my life. It taught me something important:
Life insurance is not about the person who dies. It is about the people you leave behind.
Years later, when my brother passed away, I experienced another side of loss—the confusion, paperwork, and decisions families face during an already difficult time.
I had to track down important information just to handle the necessary arrangements. That experience led me to create my My Final Wishes Guide, a simple resource to help families organize the information their loved ones may need.
Ways to Protect Your Family:
Life Insurance
Life insurance can provide financial protection for the people who depend on you.
Whether you need income replacement, mortgage protection, or a way to leave something behind for your loved ones, I can help you explore options that fit your situation.
Life Insurance With Living Benefits
Protect your family today while building additional financial options for tomorrow with a strategy designed around your long-term goals.
Final Expense Insurance
Final expenses can create an unexpected financial burden for families.
Final expense planning helps make sure your loved ones are not left struggling with costs during an already emotional time.
Individual Disability Insurance
Your ability to earn an income is one of your greatest assets.
Disability insurance helps protect your paycheck if an illness or injury prevents you from working.
Long-Term Care Planning
As we age, planning for future care needs becomes an important part of protecting the people we love. Long-term care planning can help you prepare for the possibility of extended care while preserving your savings, independence, and family relationships.
Health Insurance Protection
Protecting your family’s health starts with having the right coverage in place. Health insurance can help you prepare for unexpected medical expenses while providing access to the care your family needs when it matters most.
Free Resources to Help You Plan:
Five Money Secrets
A guide to understanding important money decisions and building a stronger financial future.
My Final Wishes Guide
A simple guide to help you organize important information, instructions, and wishes for your loved ones.
7 Mistakes People Make When Choosing Final Expense Insurance
Learn the common mistakes people make when shopping for final expense coverage.
Ready to Protect Your Family?
Every family has different needs. My job is to help you understand your options and choose the protection that makes sense for you.
Email, call, or text me directly at (310) 748-5030
Tom Monson is licensed in several states, including the California Department of Insurance, License Number 0K09311