Finding Health Coverage: Helping You Find Health Insurance & Cost Sharing that Fits Your Needs and Your Budget
Finding health coverage can feel overwhelming. Between deductibles, provider networks, premiums, and countless plan options, it’s easy to feel confused.
My job is to simplify the process.
I’ll help you understand your choices, answer your questions, and find coverage that fits your health needs, your budget, and your lifestyle.
Health Insurance & Cost Sharing:
Individual Health Insurance
Find individual and family health insurance plans designed to provide dependable coverage, access to care, and financial protection when you need it most.
Medical Sharing Programs
Explore Health Care Sharing Ministry programs that offer an alternative to traditional health insurance for eligible individuals and families. These programs are not health insurance.
Supplemental Health Coverage
Add an extra layer of financial protection with supplemental coverage that can help reduce out-of-pocket expenses for qualifying illnesses, injuries, and medical events.
Dental and Vision Coverage
Keep your smile healthy and your vision clear with affordable dental and vision plans designed to support your family’s everyday healthcare needs.

Why Work With Tom Monson for Your Health Insurance & Cost Sharing?
Health insurance doesn’t have to be complicated.
I’ll explain your options in plain English, answer your questions honestly, and help you choose coverage that’s right for your situation—without pressure or confusing insurance jargon.
Whether you’re self-employed, retiring early, between jobs, or simply reviewing your current coverage, I’m here to help.
Local. Honest. Easy to Work With.
Let’s Find the Health Insurance & Cost Sharing Together
Every person’s healthcare needs are different. Let’s talk about your situation and explore the options available to you.
EMAIL, call, or text me at (310) 748-5030
Tom Monson is licensed in several states, including with the California Department of Insurance, License Number 0K09311