California Family Protection

Activate Your No-Cost $3,000 California Family Protection Plan Today

As an independent agent here in California, my mission is simple: to help the ones left behind.

Through a special program with United American Insurance Company, I am proud to offer verified California residents a $3,000 Accidental Death Policy with a $0 premium for the first full year.

There is no cost to you today, no medical exam required, and your family’s coverage begins the very moment you sign the short application.

What You Receive with the California Family Protection

  • $3,000 of Immediate Protection for yourself.
  • $3,000 of Protection for your spouse.
  • $1,000 of Protection for each of your children.
  • $0 Premium due for the first 12 months.
  • Guaranteed Freedom: At the end of your free year, you can choose to keep this protection for just $10 a year, or simply let it expire. You will never receive a surprise bill.

The Promise of Personal Protection

I’ve been protecting California families since 1969, and since then, my mission has not changed:

Because I’m an independent agent, I don’t work for a giant, faceless insurance corporation—I work directly for you. That means I don’t just mail you a policy and walk away; I personally review your coverage, help you finalize the paperwork, and stand by your family when it matters most.

To prove that commitment, I’m proud to bring you this state-regulated program. Ask yourself: who else has offered you a $3,000 accidental death policy with a zero first-year premium?

🎁 Plus a Special Bonus Gift:

When you activate your no-cost policy today, my office will also mail a premium, professionally printed edition of the Memorial Guide for Final Wishes and Requests.

Request Certificate Activation of the California Family Protection plan& the Memorial Guide

Because this is a state-regulated insurance program, all fields below are required to verify your eligibility and issue your official certificate.


According to the National Safety Council, while advances in vehicle safety technology and driver habits have dramatically lowered individual mileage death rates over the last century, motor-vehicle accidents remain a persistent threat. Between 1913 and 2024, total annual motor-vehicle fatalities in the United States skyrocketed by 918%—jumping from 4,200 deaths to 42,789—as hundreds of millions of additional vehicles filled our roads. Alarmingly, this long-term progress has hit a recent roadblock: between 2019 and 2024, the population motor-vehicle death rate actually rose by 5.9%, proving that despite safer cars, the risk of a fatal accident remains a very real and rising danger for everyday families.

Return Home